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Insuring Businesses and
Providing Risk Management Advice for

Over 0 Years

Business Risk Management, Inc. specializes in business insurance advice & property disaster planning.

Home Office in Apex, North Carolina

50% of businesses who experience disasters never re-open. Do you have the coverage your business needs to survive?

Business Risk Management, Inc. is an independent insurance and risk management consulting firm with access to many insurance underwriters. Many of these underwriters have special programs for specific business classes such as Child Care Centers, Private Schools, Veterinary Hospitals, Restaurants, Wholesalers, and Manufacturers.

These programs have business-specific comprehensive coverages priced competitively for businesses that qualify. Coverages includes: Business General and Professional Liability, Abuse & Molestation Liability, Errors & Omissions Liability, Business Auto Liability, Property Insurance, Workers Compensation Insurance, Business Income Insurance and Key Officer Insurance among others. We also provide our business clients with Property Disaster Recovery Planning and Funding plans.

With my experience, I know what a business needs to be prepared.

Once a disaster even occurs, a business owner cannot go back and get prepared!

Reach out to us today to discuss your coverage options.


We are proud to insure our business clients with Philadelphia Insurance, an insurance company founded on exceptional customer service. Contact us to get personal advice from us and professional claims service from Philadelphia Insurance.

Start Preparing Today

Recent News & Updates

Gary Sephton and his team helped us manage a horrible fire situation

Kelly M - Owner, Pump It Up Kids Center.

It has truly been great to work with a trustworthy insurance professional...

Lorraine D - President, ABC Land.

Gary and his team provide a level of service that goes above and beyond what I have seen other agencies provide. 

Robert P.

Gary is commited, sincere, and I can't think of a better person to handle our account.

David R.

I have been very satisfied with their knowledgeable and personal service.

Mary B Lytl.

Mr. Sephton has always given me the best service and most professionalism

Dr. A L Johnson.