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Restaurant Insurance & Risk Management

Restaurant owner standing proudly in front of tables and bar.

We have more insurance underwriters who want to provide Restaurant Insurance than any other class of business.

In addition to the standard Restaurant Fire & Liability business insurance plans our underwriters are very competitive in offering:

  • Workers Compensation Insurance
  • Business Auto Insurance

And specialty restaurant coverages such as:

  • Equipment Breakdown
  • Food Spoilage & Contamination

Our agency offers clients:

  • Over 40 years of business insurance consulting and risk management.
  • Special expertise in Disaster Recovery & Planning. We know how to respond when a client’s business sustains major property damage.
  • Insurance adjusters hire us to the site of major disasters.
  • We regularly visit our clients for face-to-face advice.
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Customer Reviews

Gary Sephton and his team helped us manage a horrible fire situation

Kelly M - Owner, Pump It Up Kids Center

It has truly been great to work with a trustworthy insurance professional...

Lorraine D - President, ABC Land

Gary and his team provide a level of service that goes above and beyond what I have seen other agencies provide. 

Robert P

Gary is commited, sincere, and I can't think of a better person to handle our account.

David R

I have been very satisfied with their knowledgeable and personal service.

Mary B Lytl