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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Electrical Fires

It is alarming how many electrical fires initiate from small or everyday devices that result in devastating destruction. Recently we surveyed fire disasters that were caused by a cell phone charger left plugged in unattached to the cell phone, an older commercial grade ice maker and a beverage vending machine. Check the wiring for any device left plugged in or pull the plug when not...

Power Outage

When any business losses power their operations are disrupted. Will the outage be just hours or days? A sound Disaster Recovery Plan should include action plans to address restoring power. Remember after a disaster generators sell out and local contractors can not respond to every business....

Property Disaster Expenses

Your business is shut down from tornado damage. You know how important it is to re-open ASAP. You incur expenses to ship in extra equipment or inventory. You hire temporary labor. You find a temporary location. Business Insurance can include coverage to reimburse you for these expenses....

Business Interruption

Loss of power and communication can devastate a business.  www.SurvivingBusinessDisaster.com has videos with solutions.  Replacing power, phone and internet when local service is down can cost thousands of dollars.  Proper planning can relieve a source to pay for these expenses.  Plan to survive....

How long can your business be shut down? Plan to survive!

There are hurricanes moving to the east coast of the US. What if your business were touched in some way? What if you had major building damage? What if you just lost power?  But what if you were without power for weeks? What if you just lost phone and internet commications for weeks? How much business revenue would be at risk if you experienced any...